How to Calculate Your ISA in Q2 2025
So, ISA season is over, great, but does that mean you are don with ISA’s for the year? Not in the slightest… with the potential upcoming budget change later this year directly impacting UK ISA savers it’s actually the time to become more diligent, not less on your ISA savings. Here are some practical, useful […]
What we can expect in the Autumn 2025 Budget for ISAs?
The ISA Landscape in 2025 is Changing… If you’ve been keeping an eye on the financial news, you’ve probably heard whispers about potential changes to Individual Savings Accounts (ISAs) in the upcoming Autumn 2025 Budget on 28 or 29th October 2025. With Chancellor Rachel Reeves signaling a desire to reform the ISA landscape, it’s worth […]
Are ISA Interest Calculators a Thing of the Past?
ISA Interest Calculators in an AI-Dominated World OK, excuse the bold title – i even used AI to help me come up with some better ones and this is what i got! But, I’ve been thinking a lot about the future lately—how technology is reshaping nearly every corner of our lives and what that might […]
Cash ISAs: What They Are & How to Use Them
My Journey With Cash ISAs: The Good, The Bad, and The Surprising Last month, I was having coffee with my friend Pete when he proudly told me he’d just opened his first ISA. “That’s fantastic!” I said, genuinely excited for him. “What kind did you go for?” His answer – “Just a regular Cash ISA” […]
How Inflation Impacts ISA Returns: A Personal Journey
My Battle Against the Invisible Enemy: How Inflation Affects Your ISA Returns Last Christmas, my grandmother asked me a question that stopped me in my tracks. “Jamie,” she said, peering over her reading glasses, “my Cash ISA earned 3.5% last year. That’s good, right?” I hesitated, knowing inflation had been running at 6.5%. The truth? […]
What is a Stocks & Shares ISA and What Does it Do?
Everything You Need to Know About Stocks & Shares ISAs Five years ago, I was sitting in my tiny London flat, scrolling through my bank account with a sinking feeling. Despite working full-time and being relatively careful with money, my savings were barely growing. With interest rates on regular savings accounts lower than inflation, I […]
Is There an ISA Equivalent in Other Countries?
Is There an ISA Equivalent in Other Countries? After traveling across continents and diving deep into various savings vehicles around the world, I’ve discovered that while the UK’s Individual Savings Account (ISA) system is unique, many countries offer their own tax-advantaged savings and investment programs. These alternatives might not be identical to ISAs, but they […]
How We Built the Most Accurate ISA Calculator in the UK
Building an ISA Interest Calculator When we set out to build what we believe is the most accurate ISA calculator in the UK, we wanted it to do more than just multiply your deposit by an interest rate. We wanted to give everyday savers and investors a truly holistic tool—one that factors in how interest […]
The Best ISA Interest Calculators in the UK
The best ISA calculators in the uk If you’ve ever tried to figure out exactly how much interest your ISA might earn over a year—or five years, or ten—you’ll know it’s not always as easy as plugging in one quick number. That’s where ISA calculators come in. They’re brilliant little tools that help you […]
The Least Loved ISA: The Innovative Finance ISA
Quick history of the Innovative Finance ISA The IFISA first popped up back in April 2016. Before that, we basically had three main types of ISA: Cash, Stocks & Shares, and (for younger savers) the Junior ISA. The idea behind the IFISA was to create a dedicated tax-free wrapper for peer-to-peer (P2P) lending and […]