Average Cash ISA Interest Rate (August 2025)
Why It Matters: The Value of a Cash ISA in 2025 In my journey through personal finance, the Cash ISA has always been my go-to safe haven: tax‑free interest, capital protection, and peace of mind. In a world where inflation is nudging 3.6% and voiding ordinary savings returns, a competitive Cash ISA rate matters more […]
How to Calculate Your ISA in Q2 2025
So, ISA season is over, great, but does that mean you are don with ISA’s for the year? Not in the slightest… with the potential upcoming budget change later this year directly impacting UK ISA savers it’s actually the time to become more diligent, not less on your ISA savings. Here are some practical, useful […]
What we can expect in the Autumn 2025 Budget for ISAs?
The ISA Landscape in 2025 is Changing… If you’ve been keeping an eye on the financial news, you’ve probably heard whispers about potential changes to Individual Savings Accounts (ISAs) in the upcoming Autumn 2025 Budget on 28 or 29th October 2025. With Chancellor Rachel Reeves signaling a desire to reform the ISA landscape, it’s worth […]
Everything That Affects Your ISA in 2025-2026
What actually matters when choosing an ISA for 2025 & 2026? If predictions hold true and interest rates hover around 4.0% at the end of 2025 but then start to decline by about 0.5% each year, here’s what to focus on: locking in higher rates If you expect rates to drop, locking in a fixed […]